He is the first African American elected to the post The Smithsonian Institution’s Board of Regents has elected Lonnie Bunch III the 14th Smithsonian Secretary effective June 16. Bunch is the first African American, and the first historian elected Secretary of the Smithsonian, which was founded in 1846 with a bequest from British scientist James Smithson. The Washington, D.C.-based Smithsonian is the world’s largest museum, education and research complex with 19 museums and the National Zoological Park. Bunch is founding director of the National Museum of African American History and Culture, which opened in September 2016. Previously, Bunch was president of the Chicago Historical Society, one of the nation’s oldest museums of history. “I am humbled and honored to become the 14th Secretary of the Smithsonian Institution,” Bunch said. “I am excited to work with the Board of Regents and my colleagues throughout the Institution to build upon its legacy and to ensure that the Smithsonian will be even more relevant and more meaningful and reach more people in the future.”
The monument in Nashville’s Centennial Park lists the names of more than 500 Confederate soldiers.
By Nina Golgowski
Defaced Nashville Confederate monument
A Tennessee monument honoring hundreds of Confederate soldiers was painted over the weekend to read “They were racists.”
Police said the vandalism, which was discovered Monday in Nashville’s Centennial Park, likely occurred sometime late Sunday. Metro Nashville Police Department Capt. Chris Taylor told the Tennessean there are surveillance cameras in the park that authorities will review.
The parks department removed the red paint, some of which had been splashed across the monument, a police spokesperson told HuffPost on Tuesday.
Park and city officials did not immediately respond to requests for comment.
The bronze monument, called the Confederate Private Monument, features a single Confederate soldier. He is seated above a plaque listing the names of more than 500 members of the Frank Cheatham Bivouac, a camp that was named after a Confederate general following the war. It was commissioned in 1903 and dedicated in 1909, according to the Smithsonian’s website.
This type of vandalism is rare, Taylor told the Tennesseean.
“The parks do experience vandalism, usually it’s tagging, more of a neutral nature. This is more focused, obviously, with a political statement associated,” he said. “A political-nature vandalism hasn’t happened in at least seven or eight years.”
There has been a rise in vandalism to Confederate War memorials across the country amid growing protests to have them removed.
A monument erected in 1903 for Confederate soldiers in Austin, Texas, was similarly painted earlier this month with the word “RACISTS.”
A monument to a Confederate commander in Harrisonburg, Virginia, was also found vandalized with eggs, raw meat and other substances, according to local station WHSV.
In April, a monument honoring Confederate soldiers in a cemetery in Durham, North Carolina, was found vandalized for the second time. That monument was erected in 2014 by the Durham camp of the Sons of Confederate Veterans, the News Observer reported.
People examining the vandalism in Nashville’s park on Monday expressed shock and disappointment while speaking with a local reporter.
“I don’t think that this helps anything. I don’t think this moves the conversation forward. This is just someone who wanted attention,” Meehan Rahman, who was visiting Nashville from Pennsylvania, told 5 News.
“People don’t take the time to think about it but there were controversial figures in the Civil War that were unfortunately racist and then there were men who were just following what their state believed in and they were just soldiers,” he said. “It’s like, not everyone who was fighting in the union was fighting for civil rights.”
(TriceEdneyWire.com) – This week in Washington, the powers that be are hearing from a vital
new democratic force in this country.
For three days, the Poor People’s Campaign will bring poor and low-wage Americans to the nation’s capital to call for a moral renewal in this nation. They will question many of those who are seeking the Democratic nomination for president. Congressional hearings will showcase their Poor People’s Moral Budget.
Their actions should be above the fold of every newspaper in America; they should lead the news shows and fill the talk shows. A movement for common sense and social justice is building, putting every politician on notice: lead or get out of the way, a new moral majority is building and demanding change.
As the co-chairs of the Poor People’s Campaign, the Rev. Dr. William Barber II and Rev. Dr. Liz Theoharis, write in their forward, this movement is not partisan. It calls not for liberal or conservative reforms, but for a moral renewal. It is not a deep-pocket lobby. It is mobilizing the 144 million Americans who are poor or one crisis away from poverty into a “new and unsettling force” to “revive the heart of democracy in America.”
This movement launched on Mother’s Day in May 2018. In 40 days, it triggered 200 actions across many states with 5,000 nonviolent demonstrators committing civil disobedience, and millions following the protests online. Forty states now have coordinating committees build a coalition of poor people and people of faith and conscience across lines of race, religion, region and other lines of division.
They are morally outraged that the richest nation in the world would in a “willful act of policy violence” condemn 140 million — more than 40 percent of the population — to live in poverty or near poverty. This includes 39 million children, 60 percent — 26 million — of African Americans, 64 percent — 38 million — of Latinos, more than one-third — 66 million — of white Americans.
These realities — and the extreme inequality that scars this society — pre-date the Trump administration, but now Trump is fanning increasing policy violence against the poor. In response, the Poor People’s Campaign is doing deep organizing and power building among the poor, turning them from victims to subject actors in history.
This week, the campaign releases their Poor People’s Moral Budget. It details authoritatively that the cost of our current inequality, the cost of mass poverty is far greater than what it would cost to invest in people, put them to work at a living wage and guarantee basic economic and political rights. It costs society big time to not provide health care or quality education or clean water and air, to suppress voting rights and to keep wages low.
The moral budget is detailed and authoritatively sourced. The numbers are clear, as is the conclusion.
As the document concludes, “We have been investing in killing people; we most now invest in life. We have been investing in systemic racism and voter suppression; we must now invest in expanding democracy. We have been investing in punishing the poor; we must now invest in the welfare of all. We have been investing in the wealthy and corporations; we must now invest in the people who build this country.”
This is not a time for incremental change, but for fundamental transformation of our priorities and our direction. The budget details large reforms — from automatic voter registration, a living wage, health care for all, quality education from pre-k through college, investment in clean energy and modern infrastructure. It details how these and other reforms can be easily afforded by fair taxes on the wealthy and corporations and by ending our effort to police the world.
The Poor People’s Campaign picks up the unfinished work of Dr. Martin Luther King. It realizes that ending the policy of violence on the poor at home cannot be achieved without challenging the costly endless wars and constant arms buildup that only make us less secure. It understands that change will come not from the top down, not from our corrupted big money politics, but from the poor, the worker, people of conscience coming together to revive our democracy and to change our course.
In these troubled times, the promise of this new force is powerful. Across the country, working and poor people are beginning to move. If this movement can continue to grow, it will transform our politics. And it is the only force that can.
Corey Cockrell and Latanya Cockrell-Fowler, officers of Next Level Leaders, a charity connected to the Rivers Edge Bingo, presented Johnny Isaac, Board Chair and Iris Sermon, Executive Director of E-911 with a check for $3,000 towards furniture for their new building.
The new E-911 building is located on Highway 43 behind the Department of Human Resources Building. The building is a block and concrete structure, a part of which is designed as a storm shelter, to withstand hurricane and tornado winds in excess of 150 miles per hour.
Iris Sermon explained, “We had a CDBG grant from the State of Alabama, through the Greene County Commission to build our new building which will house our countywide emergency dispatch system as well as other critical emergency services. After the state required us to change and strengthen the specifications of the building, we did not have enough money to complete construction, radio equipment and furnishing the new facility.”
Johnny Isaac said, “ We are still expecting the County Commission to pave around our building and create parking spaces as part of their matching contribution to the CBDG grant.
We are also hopeful we can find funds for $200,000 of new radio dispatching equipment we will need to upgrade our E-911 services for Greene County.”
Sermon pointed out that the dispatching equipment for Greene County costs as much or more to serve a widely dispersed rural county area as well as the same system serving thousands of people in a concentrated municipal area. “We are looking for sympathetic supporters who want to see E-911 be successful and effective and will help us with our radio tower, dispatching and other needs at E-911,” said Sermon.
Persons, businesses and organizations interested in contributing toward E-911 should contact Iris Sermon at 205-372-1911.
The Greene County Commission acted on various considerations at its monthly meeting held Monday, June 10, 2019. The commission approved Lee’s Wildlife Services’ proposal to trap and remove Beavers under designated roads where Beaver dams are erected. According to engineer Branch, nine sites have been targeted. Branch explained that this is a situation we have to continuously manage in the county.
According to action taken at the meeting, the Commission will be seeking to fill a part-time labor position for the Solid Waste Department as well as a van driver for the Eutaw Nutrition Site.
The commission also acted on the following:
Approved an ABC license for Atkins’ Bar-B-Q.
Approved the county’s contract renewal with Blue Cross Blue Shield.
Approved Mr. J.E. Morrow to serve on the County Board of Equalization.
Approved Ms. Dotha Williams to serve as District 5 representative on E911 Board.
Tabled appointment to E911 Board for District 2.
Approved Engineer Willie Branch’s request to submit HRRP application.
Authorized Engineer Branch to proceed with allocating remaining federal funds for infrastructure.
Approved travel for CFO to County Government Institute June 19-20, 2019 in Prattville; and travel for office manager to ACCA Annual Convention August 20-22, 2019 in Perdido Beach.
Approved the finance report, payment of claims and budget amendments.
The CFO reported the following bank balances as of May 19, 2019: CitizenTrust Bank – $3,410,113.02; Merchants & Farmers Bank – $1,957,146.20; Bank of New York – $955,253.61; and CD. Bond Investments – $932,332.28
At its monthly meeting held Monday, June 10, 2019, the Greene County Board of Education approved the superintendent’s recommendations for Principal and Assistant Principal at Robert Brown Middle School. Shwanta Owens, of Hueytown, AL was selected as Principal and Brittany Harris of Demopolis, AL was selected as Assistant Principal. Each will be offered a one year contract commencing July 1, and July 24, 2019 respectively.
Ms. Shwanta Owens’ current position is Director of Early College, University of Alabama at Birmingham. She serves as the liaison between Woodlawn High School, UAB and other Early College Partners. Previously she has worked as a teacher in various public school systems in Alabama in the area of language arts. She holds a Master of Arts Educational Leadership; Alabama Educational Specialists Degree; Master of Arts Secondary Education Language Arts and a Bachelor of Arts Secondary Education Language Arts.
Ms. Brittany D. Harris’ current position is as First Grade Teacher at Southview Elementary School, Tuscaloosa, AL. She has taught previously in elementary schools in Mississippi. She holds an Educational Specialist Degree in Instructional Leadership; Master of Arts in Instructional Leadership; Master of Education in Elementary Education; Bachelor of Science in Elementary Education.
Other personnel services acted on by the board included the following:
Approved the voluntary transfer of Drenda Morton, Librarian, from Robert Brown Middle /school to Librarian at Greene County High School; Fentress Means, part-time Physical Education Teacher at Eutaw Primary to Part-time Physical Education Teacher at Greene County High School.
Approved: Eutaw Primary School Re-hiring: Katlin Whittle, Part-time Visual Arts Teacher; Jacqueline Allen, Reading Tutor.
*Approved Robert Brown Middle School Re-Hiring: Kotoya Quarrels, Math Teacher; Brittany January, Math Teacher; Katlin Whittle, Visual Arts Teacher; Rebecca Coleman, Computer Science; Alisa Ward, Elementary Teacher; Jacqueline Carter, Science Teacher.
Approved Greene County High School Re-hire: Elroy Skinner, Math Teacher; Ann Spree, Math Tutor; Twelia Morris, Secretary, Greene County Career Center.
Approved Re-Assignments: Garry Rice, Math Specialist, Greene County School System, Grades K-12; Fredrick Square, Lead Teacher, Assistant Principle, Greene County Learning Academy.
Approved Extended Contract: Willie Simmons, Principal, Greene County High School.
Contract Personnel: Cynthia Crawford, Technical Support, Greene County Board.
Approved Resignation-Retirement: Timothy Gibbs, JROTC, Greene County High School, effective July 1, 2019; Glen Monroe, Senior Army Instructor, Greene County Career Center, effective July 1, 2019; Diana Bowen, Teacher, Eutaw Primary School, effective August 1, 2019.
Approved GCH Summer School Program: Angela Harkness, Teacher.
Approved Family Medical Leave/Catastrophic Leave: Regina Harmon, Teacher, Robert Brown Middle School.
Approved Salary Adjustments for: Sarah Hall, Secretary to the Superintendent; Tracy Hunter, Secretary, GCHS.
Approved Supplemental Contract for: Sharon Washington, Special Projects; Linda Little, Cheerleader Sponsor, GCHS.
The board approved the summer schedule June 2 through July11, 2019, and the following personnel for the 21st Center Community Learning Centers Summer Enrichment Program – Robert Brown Middle School: Andrea Perry, Director; Drenda Morton, Lead Teacher; Twelia Morris, Teacher Assistant; Vanessa Bryant, Teacher; Raven Bryant, Teacher; Miakka Taylor, Teacher; Alisia Allen, Teacher; Janice Jeames, Teacher; Mary Hobson, Teacher Aide; and Anika Batch, Teacher Aide.
Eutaw Primary School: Keisha Williams, Lead Teacher; Tamecisha Abrams, Teacher; Pamela Pasteur, Teacher; Genetta Bishop, Teacher; Bernice Smith, Computer Lab Teacher; Shirley Noland, Librarian; Denise Horton, Teacher Aide.
CNP Personnel for Summer Foods Service Program: Sandy Wilson, Gloria Lyons, Mary Hill, Amanda Askew, Rosie Davis, Tina Cherry.
Under the Administrative Services, the board approved a 4-day work week for all extended employees beginning June 3 – July 26, 2019; approved CNP PACA purchasing agreement with Jefferson County Purchasing Division; approved 3 SRO contracts between Greene Board, Greene County Commission and Greene County Sheriff. The Resource Officers will be housed at Eutaw Primary, Robert Brown Middle and Greene County High Schools.
The board approved the job description for Mathematical Specialist for the Greene County School System; approved request for Debate Team to attend Youth Leadership Training Conference in Washington, D.C. June 1-8, 2019; Approved payment of all bills and payroll.
The Greene County Board of Education authorized the sale of the former Birdine School facility with designated acreage to the Town of Forkland with two contingencies: 1. The State of Alabama returning the Birdine property to the Greene County Board of Education. 2. Following an appraisal, the property is sold at fair market value.
The board also authorized the superintendent and board president to prepare a deed to the Town of Boligee directing specific use of the former Paramount facility and delineating the parameters of educational competitors.
By Stacy M. Brown, NNPA Newswire Correspondent
Economic growth in Africa has been impressive, but a sad reality remains: However prosperous, the results have had little impact on child nutrition.
Graca Machel, the widow of former South African President and Freedom Fighter Nelson Mandela, said hunger is the “most acute problem facing Africa’s children.”
“Around 60 million children across the continent suffer from it. Not the mildly uncomfortable hunger that comes from skipping the odd meal, but permanent, relentless malnourishment, stunting and wasting,” said H.E. Machel, a child rights campaigner who chairs the Africa Child Policy Forum’s international board.
[Stunting is the impaired growth and development that children experience from poor nutrition, repeated infection, and inadequate psychosocial stimulation].
As of two years ago, 28 African nations depended on food aid, according to the Food and Agriculture Organization of the United Nations – or FAO.
One of the worst hunger crises of the past 25 years was the famine in East Africa in 2011/12, according to the FAO.
In war-torn Somalia, 260,000 people starved to death, including 133,000 children under the age of five.
Sub-Saharan Africa is also a hotbed of chronic hunger due to extreme poverty, the FAO said.
The organization notes the definition of chronic hunger: people suffer from chronic hunger if their daily energy intake for an extended period of time is below what they would need for a healthy and active life.
The lower limit is an average of 1,800 calories per day.
According to this measure, 226.7 million people are starving in Africa.
The countries most affected by extreme poverty and hunger in Africa are mainly those located south of the Sahara.
One in four people suffers from hunger there – which means that the share of the world’s hungry is highest in sub-Saharan Africa, the FAO said.
In the sub-Saharan region, 40 percent to 50 percent of people live below the poverty line, meaning they have a daily income that is on average below $1.25.
This means that sub-Saharan Africa, along with southern Asia, is one of the poorest regions in the world.
H.E. Machel said it doesn’t have to be this way.
“As African governments decide where to spend their money, they must remember that here is a powerful economic argument for reducing child hunger,” H.E. Machel wrote in an editorial for Financial Times.
“For every dollar invested in reducing stunting, there is a return of about $22 in Chad, $21 in Senegal and $17 in Niger and Uganda,” she said.
The benefits are even higher if the investment is made early in a child’s life, ranging from $85 in Nigeria to $60 in Kenya.
Halving rates of child stunting by 2025 could lead to average annual savings ranging from $3 million in Swaziland to $376 million in Ethiopia, according to FAO.
“Africa’s economic growth over the past two decades has been impressive, but it has had little impact on child hunger,” H.E. Machel said.
“Despite average 2 percent annual Gross Domestic Product growth in Kenya, stunting increased by 2.5 percent. And in Nigeria, 4 percent average annual growth did not lead to any reduction in stunting at all,” she said.
Child hunger is fundamentally a political problem, the offspring of an unholy alliance of political indifference, unaccountable governance and economic mismanagement, H.E. Machel concluded, noting that the continent’s food system is broken.
“Increased food production has not resulted in better diets … supply chains are unfit for serving rapidly expanding urban populations and the rural poor,” H.E. Machel said.
“Agricultural economic growth targets encourage the production of major cereal crops – often for export – instead of more nutritious foods like pulses, fruit and vegetables,” she said.
By Stacy M. Brown, NNPA Newswire Correspondent @StacyBrownMedia
Graphic of women’s faces
Nearly 40 percent of the world’s girls and women live in countries that are failing on gender equality, according to information compiled by Equal Measures 2030 and its partners.
According to the website for the project, “The 2019 SDG Gender Index measures the state of gender equality aligned to 14 of the 17 Sustainable Development Goals (SDGs) in 129 countries and 51 issues ranging from health, gender-based violence, climate change, decent work and others. The 2019 SDG Gender Index provides a snapshot of where the world stands, right now, linked to the vision of gender equality set forth by the 2030 Agenda.”
The index reveals that 1.4 billion girls and women are living in countries that get a “very poor” or failing grade on gender equality.
The SDG Gender Index is considered the most comprehensive tool available to measure the state of gender equality when compared to defined SDGs.
The average score across the 129 countries – which represent 95 percent of the world’s girls and women – is 65.7 out of 100, which translates to a “poor” rating based upon the index’s scoring system).
No single country is the world’s best performer – or even among the world’s top ten performers – across all goals or all issues.
In 2015, world leaders from the participating countries committed to achieve gender equality by 2030 for every girl and every woman when they signed on to the ambitious goals and targets of the SDGs.
“With just 11 years to go, our index finds that not a single one of the 129 countries is fully transforming their laws, policies or public budget decisions on the scale needed to reach gender equality by 2030,” Alison Holder, the director of Equal Measures 2030 said in a news release.
“We are failing to deliver on the promises of gender equality for literally billions of girls and women,” Holder said.
Overall, the world is furthest behind on gender equality issues related to public finance and better gender data (SDG 17), climate change (SDG 13), gender equality in industry and innovation (SDG 9) and – worryingly – the standalone ‘gender equality’ goal (SDG 5).
Denmark tops the index, followed closely by Finland, Sweden, Norway, and the Netherlands.
The countries with the lowest scores in the index – Niger, Yemen, Congo, Democratic Republic of Congo, and Chad – have all faced conflict and fragility in recent years.
Altogether, 2.8 billion girls and women live in countries that get either a “very poor” (59 and below) or “poor” score (60 – 69) on gender equality.
Just 8 percent of the world’s population of girls and women live in countries that received a “good” gender equality score (80 – 89) and no country achieved an “excellent” overall score of 90 or above.
The 129 countries featured in the index cover five regions – Asia and the Pacific, Europe and North America, Latin America and the Caribbean, Middle East and North Africa and Sub-Saharan Africa.
“It’s clear that even the most gender-equal countries need to improve on issues like climate change, gender budgeting and public services, equal representation in powerful positions, gender pay gaps, and gender-based violence,” Holder said.
The index also shows that countries with far fewer resources are still able to tackle key gender inequalities.
Senegal, for example, has a higher percentage of women in parliament (42 percent) than Denmark (37 percent), despite Denmark’s GDP per capita being 56 times higher than that of Senegal.
Kenya has very high rates of women who use digital banking (75 percent) – higher rates than three quarters of the world’s countries.
Colombia has better coverage of social assistance (81 percent) amongst its poorest people than the United States (65 percent), a higher-income country.
“This report should serve as a wakeup call to the world. We won’t meet the SDGs with 40% of girls and women living in countries that are failing on gender equality,” said Melinda Gates, Co-chair of the Bill & Melinda Gates Foundation.
“But the SDG Gender Index also shows that progress is possible. Many countries with the most limited resources are making huge strides in removing the barriers for girls and women across economies, politics and society – demonstrating that when it comes to gender equality, governments shouldn’t have excuses for inaction,” Gates said.
Officials said it’s also imperative that the global community provides investment and support to fragile and conflict-affected countries – those with the lowest scores in the Index, such as Yemen, Congo, Democratic Republic of Congo and Chad.
“As advocates for gender equality in Africa, we can no longer operate on presumptions and approximations,” said Memory Kachambwa, the executive director of the African Women’s Development and Communication Network – or FEMNET.
“Gaps of inequalities must be marked, counted and recorded so that the trail of implementation is clear and decision makers are held to account. The SDG Gender Index will help to ensure that Africa’s girls and women are counted and accounted for,” Kachambwa said.
While some issues are lagging far behind, dedicated international efforts appear to have made a difference on other issues.
Overall, countries have performed best on issues where coordinated and concerted policy focus and funding has been directed over the past 10-20 years, including on hunger and nutrition (SDG 2), water and sanitation (SDG 6), health (SDG 3) and education (SDG 4).
“With 8,000 decision-makers, advocates, and influencers gathered in Vancouver as part of the Women Deliver Conference, and over 100,000 participating around the world, we have the collective power to drive real progress on these gender equality scores and create real impact for girls and women,” said Katja Iversen, the president and CEO of Women Deliver.
By Stacy M. Brown, NNPA Newswire Correspondent @StacyBrownMedia House Democrats on Tuesday, June 4, grilled officials from the FBI and Department of Homeland Security during a hearing focusing on how the Trump administration is addressing the growing threat of violent white supremacist groups. The House Oversight Subcommittee on Civil Rights and Civil Liberties hearing, titled “Confronting White Supremacy: Adequacy of the Federal Response,” reportedly is the latest effort by Democrats to spotlight ways they say the Trump administration has systematically cut back on resources used to address threats from domestic extremists even as the FBI has reported a 30 percent to 40 percent rise in domestic terrorism cases 2. just since October. The hearing included FBI Assistant Director for Counterterrorism Michael McGarrity, FBI Deputy Assistant Director for Criminal Investigations Calvin Shivers and DHS assistant secretary Elizabeth Neumann. Democratic committee members have said they would press those members of Trump’s cabinet on their “budgets and allocations of personnel, data collection practices, and strategic plans” to address threats from white supremacists.
New University Studies Track High Costs of Discriminatory Housing
By Charlene Crowell
(TriceEdneyWire.com) – In recent years, the spate of homicides linked to questionable uses of deadly weapons and/or force, have prompted many activist organizations to call for racial reparations. From Trayvon Martin’s death in Florida, to Michael Brown’s in Missouri, Eric Garner’s in New York and many other deaths — a chorus of calls for reparations has mounted, even attracting interest among presidential candidates.
While no amount of money could ever compensate for the loss of Black lives to violent deaths, a growing body of research is delving into the underlying causes for high poverty, low academic performance and — lost wealth. Public policy institutes as well as university-based research from the University of California at Berkeley and Duke University are connecting America’s racial wealth gap to remaining discriminatory policies and predatory lending.
This unfortunate combination has plagued Black America over multiple decades. And a large part of that financial exploitation is due to more than 70 years of documented discriminatory housing.
The Road Not Taken: Housing and Criminal Justice 50 Years After the Kerner Commission Report, returns to the findings of the now-famous report commissioned by President Lyndon Johnson. In the summer of 1967, over 150 race-related riots occurred. After reviewing the 1968 report’s recommendations and comparing them to how few were ever enacted, the Haas Institute tracks the consequences of recommendations that were either ignored, diluted, or in a few cases pursued. Published by Berkeley’s Haas Institute for Fair and Inclusive Communities, it weaves connections between education, housing, criminal justice – or the lack thereof.
“Although in some respects racial equality has improved in the intervening years,” states the report, “in other respects today’s Black citizens remain sharply disadvantaged in the criminal justice system, as well as in neighborhood resources, employment, and education, in ways that seem barely distinguishable from those of 1968.”
In 1968, the Kerner Commission report found that in cities where riots occurred, nearly 40% of non-white residents lived in housing that was substandard, sometimes without full plumbing. Further, because Black families were not allowed to live wherever they could afford, financial exploitation occurred whether families were renting or buying a home.
As many banks and insurance companies redlined Black neighborhoods, access to federally-insured mortgages were extremely limited. At the same time, few banks loaned mortgages to Blacks either.This lack of access to credit created a ripe market for investors to sell or rent properties to Black families, usually in need of multiple needed repairs. Even so, the costs of these homes came at highly inflated prices.
In nearly all instances, home sales purchased “on contract” came with high down payments and higher interest rates than those in the general market. The result for many of these families was an eventual inability to make both the repairs and the high monthly cost of the contract. One late or missed payment led to evictions that again further drained dollars from consumers due to a lack of home equity. For the absentee owner, however, the property was free to sell again, as another round of predatory lending. As the exploitive costs continued, the only difference in a subsequent sale would be a home in even worse physical condition.
The Plunder of Black Wealth in Chicago: New Findings on the Lasting Toll of Predatory Housing Contracts, also published this May, substantiates recent calls for reparations, as it focuses on predatory housing contracts in Illinois’ largest city. Published by Duke University’s Samuel DuBois Cook Center on Social Equity, this report analyzed over 50,000 documents of contract home sales on the Windy City’s South and West Sides and found disturbing costs of discriminatory housing in one of the nation’s largest cities, as well as one of the largest Black population centers in the nation. Among its key findings:
During the 1950s and 1960s, 75-95% of Black families bought homes on contract;
These families paid an average contract price that was 84% more than the homes were worth;
Consumers purchasing these homes paid an additional $587 each month above the home’s fair market value;
Lost Black Chicago wealth, due to this predatory lending ranged between $3.2-$4 billion.
“The curse of contract sales still reverberates through Chicago’s Black neighborhoods (and their urban counterparts nationwide,” states the Duke report, “and helps explain the vast wealth divide between Blacks and Whites.”
Now fast forward to the additional $2.2 trillion of lost wealth associated with the spillover costs from the foreclosure crisis of 2007-2012. During these years, 12.5 million homes went into foreclosure. Black consumers were often targeted for high-cost, unsustainable mortgages even when they qualified for cheaper ones. With mortgage characteristics like prepayment penalties and low teaser interest rates that later ballooned to frequent and eventually unaffordable adjustable interest rates, a second and even worse housing financial exploitation occurred.
A 2013 policy brief by the Center for Responsible Lending, found that consumers of color – mostly Black and Latinx – lost half of that figure, $1.1 trillion in home equity during the foreclosure crisis. These monies include households who managed to keep their homes but lost value due to nearby foreclosures. Households who lost their homes to foreclosures also suffered from plummeting credit scores that made future credit more costly. And families who managed to hold on to their homes lost equity and became upside down on their mortgages – owing more than the property is worth. Both types of experiences were widespread in neighborhoods of color.
In terms of lost household wealth, nationally foreclosures took $23,150. But for families of color, the household loss was nearly double — $40,297.
CRL’s policy brief also states. “We do not include in our estimate the total loss in home equity that has resulted from the crisis (estimated at $7 trillion), the negative impact on local governments (in the form of lost tax revenue and increased costs of managing vacant and abandoned properties) or the non-financial spillover costs, such as increased crime, reduced school performance and neighborhood blight.”
As reparation proposals are discussed and debated, the sum of these financial tolls should rightly be a key part. While the Kerner Commission recommendations remain viable even in 2019, it will take an enormous display of public will for them to be embraced and put into action.
“The Kerner Report was the ‘road not taken’, but the road is still there,” noted john a. powell, the Hass Institute’s Director.
Charlene Crowell is the Communications Deputy Director with the Center for Responsible Lending. She can be reached email@example.com.