How a repeal of the Affordable Care Act will affect Blacks

By Glenn Ellis, Health columnist

acasigning President Barack Obama, Vice President Biden, members of Congress and guests before the signing of the ACA on March 23, 2010. PHOTO: The White House

(TriceEdneyWire.com) – Racism has historically had a significant, negative impact on the health care of Blacks and other people of color in the United States. The Affordable Care Act (ACA) is truly the first time that African-Americans have, collectively, had significant access to health care. It is noteworthy that America’s first African-American president is chiefly responsible for this access.

Improved access to care; Medicaid expansion; prevention medicine; and lifting of barriers for pre-existing conditions, are all aspects of the ACA that have been of great benefit to Blacks. But there is a thick air of uncertainty on the horizon.

In a few weeks, Donald John Trump will become the 45th president of the United States. It is unclear how quickly, or when, Trump’s vow to repeal and replace Obamacare will play out. But make no mistake, just like the adage, “when white folks catch a cold, black folks get pneumonia!”, a repeal of the ACA would disproportionately hurt blacks.

Republicans in Congress have put out their plans: to repeal most of the ACA without replacing it; doubling the number of uninsured people – from roughly 29 million to 59 million – and leave the nation with an even higher uninsured rate than before the ACA.

Let me point out a few ways that Blacks have, specifically, benefitted from the ACA, what many now call “Obamacare”. Given the low incomes of uninsured Blacks, nearly all (94 percent) are in the income range to qualify for the Medicaid expansion or premium tax credits. Nearly two thirds (62 percent) of uninsured Blacks have incomes at or below the Medicaid expansion limit, while an additional 31 percent are income-eligible for tax subsidies to help cover the cost of buying health insurance through the exchange marketplaces. Under the new law, insurance companies are banned from denying coverage because of a pre-existing condition, such as cancer and having been pregnant.

Importantly, for people living with HIV there also new protections in the law that make access to health coverage more equitable including the expansion of Medicaid and in the private market, prohibition on rate setting tied to health status, elimination of preexisting condition exclusions, and an end to lifetime and annual caps. The passage of the Affordable Care Act (ACA) in March 2010 provided new opportunities for expanding health care access, prevention, and treatment services for millions of people in the U.S., including many people with, or at risk for, HIV.

Safety net hospitals play a critical role in the nation’s health care system by serving low-income, uninsured and medically and socially vulnerable patients regardless of their ability to pay. Also, in agreeing to lower payments, hospitals in the 31 states that expanded Medicaid under the law, have made up that revenue in part through the Medicaid expansion.

These places are critical to the health of Black communities, and in the poorest neighborhoods. They have been among the loudest voices against repeal of the health law, as they could lose billions if the 20 million people lose the insurance they gained under the law. This could bring about widespread layoffs, cuts in outpatient care and services for the mentally ill, and even hospital closings.

Under the ACA, these hospitals have received subsidies (or credits) to provide care based on a patients’ income levels. Should this change, community hospitals may have more difficulty weathering the storm of an increase in the number of uninsured.

Admittedly, there are some real problems with the ACA as we have come to know it; not the least being steady increases in premiums (midrange plans increased 22 percent nationally in 2016, with the average premium set to rise 25 percent in 2017); nearly 70 percent of all ACA plan provider networks are narrower than promised; and the high-deductibles and co-pays. Perhaps the most universal complaint is the “individual mandate”, that requires everyone in the United States to have insurance, or face a financial penalty.

Republicans are dead set on repealing the Affordable Care Act. Congress will likely pass significant modifications to the Affordable Care Act this month, which will be signed by incoming President Trump. The plans they have proposed so far would leave millions of people without insurance and make it harder for sicker, older Americans to access coverage. No version of a Republican plan would keep the Medicaid expansion as Obamacare envisions it.

Donald Trump’s presidency absolutely puts the future of the Affordable Care Act (ACA) in jeopardy. A full repeal is unlikely, but major changes through the budget reconciliation process (which cannot be filibustered) are nearly certain.

But let me be clear; changes are needed in the ACA, but the idea of dismantling it remains a troubling prospect for Blacks.

After meeting with Orlando victims, Obama renews call for gun control

By: Gregory Korte, USA TODAY
Obama and Biden

President Obama and Vice President Biden lay flowers for the victims of the mass shooting at a gay nightclub Sunday in Orlando, Florida, June 16, 2016. (Photo: SAUL LOEB, AFP/Getty Images)

WASHINGTON — President Obama said Thursday that destroying the Islamic State alone won’t stop lone-wolf terror attacks as long as disturbed people have easy access to assault weapons. Obama renewed his call for gun control legislation after a series of emotional private meetings in Orlando with the families of victims of the worst mass shooting in American history. Law enforcement officials say Omar Mateen, a 29-year-old security guard apparently inspired by a mix of radical Islamic propaganda and anti-gay hatred, shot and killed 49 people at a gay nightclub early Sunday morning.
“Those who were killed and injured here were gunned down by a single killer with a powerful assault weapon,” Obama said. “The motives of this killer may have been different than the mass killers in Aurora, or Newtown. But the instruments of death were so similar. Now another 49 innocent people are dead. Another 53 are injured. Some are still fighting for their lives. Some will have wounds that will last a lifetime.”
Obama tried to acknowledge the complex mix of motivations and causes of the Orlando attack, but focused mostly on just one: guns.
Calling on the Senate to reconsider gun safety legislation defeated after the 2012 shooting of first graders at Sandy Hook Elementary School in Newtown, Conn., Obama challenged opponents of gun control to meet with the families of the Orlando victims. “They don’t care about politics. Neither do I. Neither does Joe,” he said, standing beside Vice President Biden.
“I truly hope that senators rise to the moment and do the right thing. We can stop some tragedies. We can save some lives. If we don’t act, we will keep seeing more massacres like this,” he said.
Obama noted the role of the so-called Islamic State, also known as ISIL, in inspiring and encouraging terror attacks. But said the last two attacks — in San Bernardino and Orlando — were conducted by “deranged individuals warped by the hateful propaganda that they had seen over the Internet.”
“It’s going to take more than just our military.” he said. “If you have lone wolf attacks like this, hatched in the minds of disturbed persons, then we’re going to have to take different kinds of steps to prevent something like this from happening.”
The president also expressed support for the gay community. “It’s a good time for all of us to reflect on how we treat each other, and to insist on respect and equality for every human being,” he said. “We have to end discrimination and violence against our brothers and sisters in the LGBT community. “We have to end discrimination and violence against our brothers and sisters who are in the LGBT community — here at home and around the world
Obama’s remarks to reporters followed private meetings with victims, police officers, doctors and staff of the Pulse nightclub where the shooting happened Sunday.
“As you might imagine, their grief is beyond description,” Obama said. “Through their pain and through their tears, they told us about the joy that their loved ones had brought to their lives.”
Obama and placed 49 white roses at a memorial for the 49 victims at a performing arts center near Orlando City Hall. “Our hearts are broken, too. We stand with you,” Obama said. “We are here for you.”
In all, Obama spent about four hours in Orlando. Landing at Orlando International Airport with Sen. Marco Rubio, R-Fla. and Rep. Corrine Brown, D-Fla., Obama disembarked Air Force One and greeted Gov. Rick Scott and Orange County Mayor Teresa Jacobs, both Republicans. Obama also accepted a T-shirt from Orlando Mayor Buddy Dyer, a Democrat.
Obama and Biden then went to the Amway Center, an arena about two miles from Pulse, where an apparently self-radicalized security guard, Omar Mateen, opened fire early Sunday morning.