Birmingham, ALABAMA (May 1, 2018) – Citizens Trust Bank and its Mortgage Division are happy to announce the addition of Mortgage Loan Officer I, Tracey Boney to the Birmingham, Alabama location.
Tracey brings a fresh perspective to the loan world, and uses her background in relationship management to bridge the path between renting and buying a home. Tracey is passionate about helping first time homebuyers realize their dream of homeownership by listening to their needs and future desires, and pairing them with the best loan program to fit their lifestyle.
Tracey’s knowledge of available loan programs for each purchase goal will ensure clients from first time homebuyers to veteran home owners will be matched with the best loan to satisfy their needs. She can also help with the decision to refinance a current home loan or cash out on home equity for home improvements or debt consolidation.
Since each goal requires a unique program, Citizens Trust Bank offers a wide variety of first-time home buyer loan programs that Tracey can assist with including fixed rate Conventional, FHA, and VA loans, adjustable rate loans, adjustable rate loans.
When Tracey is outside of the office, she enjoys spending time with her family and friends.
Her hobbies of interest are bowling, attending sports events and traveling. She is also a member of Beulah Missionary Baptist Church.

Her love for gospel and classical music is woven into her family’s makeup. She also plays the piano and violin. Her love for the two instruments led her to study classical music for many years.
About Citizens Trust Bank
Citizens Trust Bank has built financial relationships since 1921 – Through it 96 year legacy built on principle, we go beyond meeting the needs of offering banking products and service solutions; our mission is to financially empower our customers and their generations to succeed. In turn, their success is our success. The bank takes pride in offering its financial solutions throughout metropolitan-Atlanta and Columbus, Georgia and Birmingham and Eutaw, Alabama. Through its parent company, Citizens Bancshares Corporation, the Bank offers its common stock over-the-counter to the general public under the trading symbol CZBS and can be found at http://www.ctbconnect.com.
For more information contact Diedra. L. St.Julien at 404.575.8371 or by email
Diedra.stjulien@ctbatl.com